Today's Mortgage Rates

Seven ways you may be able to lower your interest rate and reduce mortgage payments, both at signing and during your loan term.

1. Shop mortgage rates – not all lenders are the same.
2. Improve your credit score.
3. Choose your loan term carefully.
4. Make a larger down payment.
5. Buy mortgage points down.
6. Lock in your mortgage rate.
7. Refinance your mortgage.

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